Participant Education & Engagement

Empower your employees to make the most of their 401(k). Discover strategies to increase participation, improve savings rates, and help your employees achieve retirement readiness.

An image featuring the bold title "ROTH" above "CONTRIBUTIONS IN SMALL BUSINESS 401(K) PLANS: ARE THEY WORTH IT?". This text is enclosed within a transparent, rounded rectangular border. Below the text, there is a row of six distinct icons, from left to right: a plant with dollar signs growing from it, a building with dollar signs, a stack of papers and a small house icon, a piggy bank with money being put into it, a bar graph with an upward trend and a dollar sign, and another bar graph with a small figure and a flag on top. The background is a blurry, futuristic blue with interconnected lines and dots, suggesting a network or digital theme.

Roth Contributions in Small Business 401(k) Plans: Are They Worth It?

Curious about after-tax savings? Learn how Roth contributions in small business 401(k) plans work, why they’re powerful, and if they’re right for your retirement strategy.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 306 min read

An illustration shows a man and a woman sitting at a table with a laptop and papers. The man, on the left, is speaking and gesturing with his right hand. The woman, on the right, is looking at him. Above the table, a thought bubble or screen displays a bar chart with an upward trend, hands holding a dollar sign, and a piggy bank with a dollar sign on it. The text overlaid on the image reads "MATCHING CONTRIBUTIONS EXPLAINED: HOW MUCH SHOULD YOUR SMALL BUSINESS OFFER?

Matching Contributions Explained: How Much Should Your Small Business Offer?

Confused about employer matching? Our guide has matching contributions explained—from how they work to why it pays to take full advantage of your 401(k) match.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 176 min read

Understanding 401(k) Vesting: When Does the Money Become Yours?

Understanding 401(k) Vesting: When Does Your Money Become Yours?

Unsure how 401(k) vesting works? Our guide makes understanding 401(k) vesting simple—explaining what it means, how it affects your retirement savings, and what to watch out for if you change jobs.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 106 min read

401(k) Rollover Guide 2025: Your Options When Changing Jobs

Thinking about moving your retirement savings? Our 401(k) Rollover Guide 2025 walks you through your options, steps, and what to watch for—so you can make smart decisions and avoid costly mistakes.

Participant Education & Engagement

Chad Rixse, CRPS®

Jun 107 min read

Roth vs. Traditional 401(k): Which Is Right for You in 2025?

Struggling to choose between a Roth and a Traditional 401(k)? Learn the key differences, tax benefits, and which account might make the most sense for your retirement goals.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 96 min read