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An abstract digital illustration with a dark blue background and a subtle grid pattern. The title at the top reads "Retirement Plan Aggregation: Managing multiple plans as your business grows." In the foreground on the left, there is a circular arrangement of eight discs in varying shades of blue, white, and dark grey, suggesting multiple entities coming together or a cyclical process. On the right side of the image, there's a bar graph composed of light blue bars, with a glowing white line graph overlaying it, showing an upward trend and an arrow pointing towards growth. White dots are along the line graph, representing data points. The overall impression is one of growth, organization, and the consolidation of various elements.

Retirement Plan Aggregation: Managing Multiple Plans as Your Business Grows

Juggling old 401(k)s or multiple IRAs? Learn how retirement plan aggregation makes managing your accounts simpler, boosts clarity, and can help you stay on top of your financial goals.

Compliance & Regulations

Chad Rixse, CRPS®

Jun 305 min read

Profit-Sharing Plans: Giving Employees (and Owners) a Bigger Piece of the Pie

Looking for ways to reward your team? Learn how profit sharing plans work, why they motivate employees, and how they can help your business attract and keep top talent.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 306 min read

An image featuring the bold title "ROTH" above "CONTRIBUTIONS IN SMALL BUSINESS 401(K) PLANS: ARE THEY WORTH IT?". This text is enclosed within a transparent, rounded rectangular border. Below the text, there is a row of six distinct icons, from left to right: a plant with dollar signs growing from it, a building with dollar signs, a stack of papers and a small house icon, a piggy bank with money being put into it, a bar graph with an upward trend and a dollar sign, and another bar graph with a small figure and a flag on top. The background is a blurry, futuristic blue with interconnected lines and dots, suggesting a network or digital theme.

Roth Contributions in Small Business 401(k) Plans: Are They Worth It?

Curious about after-tax savings? Learn how Roth contributions in small business 401(k) plans work, why they’re powerful, and if they’re right for your retirement strategy.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 306 min read

An illustration promoting automatic enrollment for 401(k) plans. The top left features the bold text "AUTOMATIC ENROLLMENT" followed by "Boost 401(k) Participation & Your Bottom Line". Below this text, a diverse group of four smiling individuals are depicted, standing side-by-side. From left to right: a woman with curly hair, a man with glasses, a woman with blonde hair, and a man with a beard and tie. To the right of the people, several icons illustrate the concept: A light-skinned hand is dropping a dark silhouette of a person into a form or slot, symbolizing enrollment. Next to it, a checkmark in a box with an arrow pointing upwards and to the right, suggesting approval and progress. Below that, a bar graph with an upward-pointing arrow and the word "GROWTH" underneath. In the bottom right, a dark-skinned hand is presenting a silhouette of a person to a small group of other silhouettes, indicating increased participation or inclusion. The background is a solid light beige col

Automatic Enrollment in 401(k) Plans: How Adding It Can Boost Participation & Benefit Your Bottom Line

Thinking about boosting employee participation? See how adding automatic enrollment in 401(k) plans helps more people save for retirement, increase plan success, and simplify savings for everyone.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 275 min read

A man in a suit and tie sits at a desk, smiling and looking down at a paper in his hands that displays a bar graph. To the right of the man, on the desk, are several stacks of gold coins of increasing height, forming a bar graph. An upward-pointing arrow extends from the lowest stack to the highest, symbolizing growth. In the top left corner of the image, text reads "How Small Business Owners Can Maximize Their Own 401(k) Contributions." The background shows a modern office interior with large windows.

How Small Business Owners Can Maximize Their Own 401(k) Contributions

Small business owner? Learn how small business owners can maximize their own 401(k) contributions, boost tax advantages, and grow retirement savings with smart strategies tailored just for you.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 276 min read

An illustration depicts a man in a dark suit and gold tie working at a desk. He is looking at a laptop and holding papers in his left hand. A white coffee mug sits on the left side of the desk. In the background, there's a window on the left, a plant, and a bookshelf on the right. Above the man's head, in the background, are three large, light-brown icons: a bar graph with an upward arrow, a dollar sign, and a shield. The text at the bottom of the image reads "Solo 401(k): The Retirement Gamechanger for Self-Employed Entrepreneurs".

Solo 401(k): The Retirement Game-changer for Self-Employed Entrepreneurs

Running your own business or freelancing? A Solo 401(k) could be your retirement gamechanger. Learn how this plan works, top benefits, and why it’s perfect for the self-employed.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 175 min read

An illustration shows a man and a woman sitting at a table with a laptop and papers. The man, on the left, is speaking and gesturing with his right hand. The woman, on the right, is looking at him. Above the table, a thought bubble or screen displays a bar chart with an upward trend, hands holding a dollar sign, and a piggy bank with a dollar sign on it. The text overlaid on the image reads "MATCHING CONTRIBUTIONS EXPLAINED: HOW MUCH SHOULD YOUR SMALL BUSINESS OFFER?

Matching Contributions Explained: How Much Should Your Small Business Offer?

Confused about employer matching? Our guide has matching contributions explained—from how they work to why it pays to take full advantage of your 401(k) match.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 176 min read

Couple reviewing retirement plan options with financial documents and laptop

Choosing the Right Retirement Plan: 401(k) vs. SEP IRA vs. SIMPLE IRA for Small Business Owners

Not sure which retirement plan fits you best? Our guide to choosing the right retirement plan helps break down your options—so you can make confident, informed decisions for your future.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 106 min read

Understanding 401(k) Vesting: When Does the Money Become Yours?

Understanding 401(k) Vesting: When Does Your Money Become Yours?

Unsure how 401(k) vesting works? Our guide makes understanding 401(k) vesting simple—explaining what it means, how it affects your retirement savings, and what to watch out for if you change jobs.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 106 min read

401(k) Rollover Guide 2025: Your Options When Changing Jobs

Thinking about moving your retirement savings? Our 401(k) Rollover Guide 2025 walks you through your options, steps, and what to watch for—so you can make smart decisions and avoid costly mistakes.

Participant Education & Engagement

Chad Rixse, CRPS®

Jun 107 min read

401(k) Fees Explained: What Are You Really Paying?

Confused by your 401(k) fees? This quick guide breaks down the most common 401(k) fees, how they work, and why understanding them is key to maximizing your retirement savings.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 106 min read

Roth vs. Traditional 401(k): Which Is Right for You in 2025?

Struggling to choose between a Roth and a Traditional 401(k)? Learn the key differences, tax benefits, and which account might make the most sense for your retirement goals.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 96 min read

The SECURE Act 2.0 and How It Impacts Your 401(k) Strategy

Curious how the SECURE Act 2.0 changes your 401(k) strategy? Learn about the latest updates, new opportunities, and what small business owners need to know to keep their plans compliant and competitive.

Industry News & Trends

Chad Rixse, CRPS®

Jun 96 min read

Common Mistakes Small Business Owners Make with 401(k) Plans (and How to Avoid Them)

Are you making these common 401(k) mistakes? Many small business owners trip over plan design, compliance, or employee communication. Check out the top errors to avoid and get tips to keep your company’s 401(k) running smoothly—and your team on track for retirement.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

Jun 96 min read

Safe Harbor 401(k) Plans Demystified: Is It Right for Your Small Business?

Curious about Safe Harbor 401(k) plans? Discover how these special plans can help small business owners maximize retirement savings, satisfy IRS rules, and avoid annual headaches. Learn the basics, benefits, and whether a Safe Harbor 401(k) is the right fit for your business—all in simple, plain English.

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

May 296 min read

The Simple Guide to Setting Up Your First 401(k) for Employees

As a small business owner, you're constantly juggling multiple responsibilities. Between managing operations, driving growth, and taking...

401(k) Plan Design & Optimization

Chad Rixse, CRPS®

May 285 min read